Your questions,
answered directly

No. GoldPool accepts investors from Ghana, the UK, USA, Canada, Europe, and anywhere else in the world. You must hold a valid Ghana Card (NIA) for KYC verification, but you do not need to be resident in Ghana. Diaspora investors invest in USD, GBP, or EUR and receive returns to their overseas bank account.

You need a valid Ghana Card (NIA) and a smartphone or computer with a camera for liveness detection. Smile Identity's biometric verification completes in under 3 minutes. For investors declaring Qualified Investor status (to remove the 10% income cap), you will also need to provide a declaration of annual income above GHS 240,000.

The minimum is $50 for an Entry Pool. There is no maximum, but retail investors are subject to a 10% of annual income cap per 12-month period under SEC Crowdfunding Guidelines 2024. Qualified Investors (annual income above GHS 240,000) are exempt from this cap.

GoldPool will not accept investor funds until our SEC Crowdfunding Intermediary licence is confirmed. The current waitlist collects expressions of interest only — no payment is required to join. We expect to confirm our licence status by Q3 2026 and launch public investment shortly after. Waitlist members will be notified by email the moment investment goes live.

Yes. GoldPool operates under GoldBod Act 1140 (2025) for gold procurement and SEC Crowdfunding Guidelines 2024 for investor pooling. Our SEC Crowdfunding Intermediary licence application is currently filed and under review. We also operate under AML Act 1044, Data Protection Act 843, Cyber Security Act 1038, and the Electronic Transactions Act 772. See our Compliance page for the full regulatory framework.

If a pool does not reach 90% of its funding target within 90 days of opening, all investor funds are returned in full via the original payment method. No fees are charged. The custodian bank escrow ensures PRC Group cannot access your funds during the funding period — there is no risk of your capital being used before the pool triggers.

Once a pool reaches 90% funding, procurement typically takes 5–10 business days. GoldBod assay takes 3–5 business days. Smelting takes 2–3 business days. Resale and payout take 2–5 business days. Total typical cycle: 12–23 business days from pool trigger to cash in your account.

Yes. You can invest in multiple open pools simultaneously, subject to your total investment not exceeding 10% of your declared annual income in a 12-month period (for retail investors). Note that investing in more than 2 pools within 48 hours triggers a medium-risk AML review — this does not block your investment, but may result in a brief verification check.

The 2% fee is charged on the gross resale proceeds of your gold share — not on your original investment. For example, if you invest $500 and your gold share is sold for $535, the 2% fee is $10.70, and your net payout is $524.30. The fee is deducted automatically before payout and is shown clearly in your dashboard before and after pool completion.

GoldPool is GIPC-registered for legal foreign exchange repatriation. You can receive your returns directly to your UK, US, or Canadian bank account in USD, GBP, or EUR via Flutterwave's international payout rails. You do not need a Ghanaian bank account. Standard bank transfer processing time is 3–7 business days after pool completion.

GoldPool does not provide tax advice. Investment returns from GoldPool may be subject to capital gains tax or income tax in your country of residence, depending on local tax law. We recommend consulting a tax advisor in your home country before investing. GoldPool provides investors with a full transaction history and annual investment summary document to assist with tax reporting.